The NHS Pension Scheme is one of the most valuable benefits available to doctors, yet also complex. This session demystifies how the scheme really works, helping medics make informed career and retirement decisions. From tax traps and retirement flexibility to the impact of the McCloud Judgment, attendees will gain practical insights to optimise their pension, protect their income, and plan confidently for the future.

• What doctors need to consider at different career stages
• NHS Pension Scheme membership types and sections, and how they affect benefits
• Alternative and complementary ways for doctors to save for retirement
• Tax implications, including annual allowance and pension growth
• Key scheme benefits that make the NHS Pension uniquely valuable
• Partial retirement options and how to reduce workload without sacrificing income
• The McCloud Judgment, pension age discrimination, and what it means for your choices today